Southern Michigan Bank & Trust – Coldwater Branch, Coldwater MI 49036
Southern Michigan Bank & Trust’s Coldwater branch, located at 51 West Pearl Street, Coldwater, MI 49036, provides a full range of banking services for individuals and businesses. As a nationally recognized bank with FDIC insurance (Certificate #5019), Southern Michigan Bank & Trust ensures your funds are secure while delivering exceptional customer service. With 12 Offices in Michigan, Southern Michigan Bank & Trust is dedicated to helping the Coldwater community manage finances conveniently and efficiently.
The Coldwater branch is a Full Service Office ready to assist with personal banking, business accounts, loans, and more. Knowledgeable staff offer expert guidance and modern banking solutions. Visit today or call 517-279-5500 to experience trusted, professional banking in Michigan.
Southern Michigan Bank & Trust Coldwater Branch Details
Want to know when this branch is open? Check Opening Hours for up-to-date timings and details.
| Branch Name | Coldwater |
| Phone Number | 517-279-5500 |
| Office Address | 51 West Pearl Street, Coldwater, MI 49036 |
| Service Type | Full Service Office |
| State / County | Michigan - Branch |
| City / Town | Coldwater |
| Zip Code | 49036 |
Looking for other locations or nearby branches? Find more banks and branches to explore complete details and contacts.
| Bank Type | Federal Reserve Non-member Bank |
| FDIC Insurance | Certificate #5019 |
| Website | smb-t.com |
| Branch Count | 12 Offices in Michigan |
Last Verified: August 2025
Southern Michigan Bank & Trust Coldwater Branch Hours of Operation
Every branch has its own set of hours; we‘ve listed the daily hours for the main headquarters branch below. It also applies to a variety of other branches; however, you should check your particular branch for more current and up-to-date information.
| Day | Hours of Operation |
|---|---|
| Monday | 9:00 am - 5:00 pm |
| Tuesday | 9:00 am - 5:00 pm |
| Wednesday | 9:00 am - 5:00 pm |
| Thursday | 9:00 am - 5:00 pm |
| Friday | 9:00 am - 6:00 pm |
| Saturday | 9:00 am - 6:00 pm |
| Sunday | closed |
Nearby Branch Contact
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Frequently Asked Questions (FAQs)
What services are offered at Southern Michigan Bank & Trust Coldwater?
The Coldwater branch offers full-service banking including personal accounts, business accounts, loans, mortgages, and financial advice.
Is Southern Michigan Bank & Trust Coldwater FDIC insured?
Yes, Southern Michigan Bank & Trust is FDIC insured under Certificate #5019, ensuring your deposits are safe and secure.
What are the branch hours for Southern Michigan Bank & Trust Coldwater?
Branch hours may vary. It's recommended to visit smb-t.com or call 517-279-5500 for the most accurate schedule.
How can I contact Southern Michigan Bank & Trust Coldwater?
You can call the branch at 517-279-5500 or visit in person at 51 West Pearl Street, Coldwater, MI 49036, Coldwater, MI 49036.
How many Southern Michigan Bank & Trust branches are there?
Southern Michigan Bank & Trust operates 12 Offices in Michigan, including the Coldwater, Michigan branch.